Welcome to UMC Zorgverzekering

You take good care of others day in, day out. You need looking after as well.

Have you arranged your health insurance for 2023 yet? Because you are an Amsterdam UMC employee, you can take advantage of extra health insurance benefits. The UMC Health Insurance lets you choose the care that suits you best. You can also take advantage of the many health and vitality extras. Health insurance for and by UMC employees. 

The advantages of the UMC Health Insurance:

  • Group discount on the supplementary insurance packages for the whole family
  • You are in control over your prevention budget
  • Possibility of payment in installments of mandatory excess
  • Superfast claims through the UMC Healthcare app
  • Free webinars, workshops, and tips

UMC Gezond Leven is packed with webinars, workshops, tips and apps that help with more relaxation and balance. Such as the ‘Worry Less’ digital workshop, the ‘Setting Boundaries’ webinar, or the Mindfulness Coach app**. Get involved at a time that suits you.

*including 10% discount for UMC employees and their family members

**Note that the workshop, webinar and app are in Dutch only.  

Calculate your premium

You can calculate your premium and take out a health insurance for 2022 (in Dutch). The English translation of the online form is found here.

If you wish to send your application form by post, you can download the English application form:

UMC Zorgverzekering application form 


General information

Dutch national healthcare scheme

Under the Health Insurance Act (Zorgverzekeringswet), all residents of the Netherlands have to take out basic national health insurance. The exact reimbursements included in this basic package are determined by the government each year. The basic national health insurance covers standard medical expenses such as general practitioners, hospitals and pharmaceutical expenses. Each health insurance company is free to set the premium for this package.

Supplementary insurance

Supplementary insurance can be taken out for expenses that are not included in the national health insurance. Reimbursements and premiums vary per health insurance company.

Statutory and voluntary excess

The national health insurance has a statutory excess. The government determined that the excess for this year is € 385. This excess applies to anyone with health insurance aged 18 and up. You can also opt, besides the statutory excess, for an additional voluntary excess of € 0, € 100, € 200, € 300, € 400 or € 500. The level of your premium is proportionate to your voluntary excess. This allows you to set your own premium amount.

More information

Do you have any questions regarding UMC Zorgverzekering or the Dutch health insurance system in general? Please feel free to contact us at 0900 - 80 18 (regular phone costs).