Welcome to UMC Zorgverzekering
You take care of others. Day in, day out. You need looking after as well.
Have you already arranged your healthcare insurance? The UMC Healthcare Insurance allows you to choose the care that best suits you. With group insurance, you can also make use of many extras in the areas of health and vitality.The advantages of UMC Zorgverzekering
- Up to 10% group discount on your supplementary package
- Up to €400 prevention budget for, for example, a lifestyle check
- Generous reimbursements for mindfulness, physiotherapy and dental care
- Discount on exercise and healthcare products
*in Dutch
The English translation of the online form is found here.
Your group discount through your employer
Click below on the collectivity number of your UMC that suits your situation to calculate your personal premium.
General information
Dutch national healthcare scheme
Under the Health Insurance Act (Zorgverzekeringswet), all residents of the Netherlands have to take out basic national health insurance. The exact reimbursements included in this basic package are determined by the government each year. The basic national health insurance covers standard medical expenses such as general practitioners, hospitals and pharmaceutical expenses. Each health insurance company is free to set the premium for this package.
Supplementary insurance
Supplementary insurance can be taken out for expenses that are not included in the national health insurance. Reimbursements and premiums vary per health insurance company.
Statutory and voluntary excess
The national health insurance has a statutory excess. The government determined that the excess for this year is € 385. This excess applies to anyone with health insurance aged 18 and up. You can also opt, besides the statutory excess, for an additional voluntary excess of € 0, € 100, € 200, € 300, € 400 or € 500. The level of your premium is proportionate to your voluntary excess. This allows you to set your own premium amount.
More information
Do you have any questions regarding UMC Zorgverzekering or the Dutch health insurance system in general? Please feel free to contact us at 0900 - 80 18 (regular phone costs).
Documents
- UMC Zorgverzekering application form 2022
- UMC Zorgverzekering dental declaration 2022
- UMC Zorgverzekering notice of change 2022
- UMC Zorgverzekering basic healthcare Eigen Keuze policy conditions 2022
- UMC Zorgverzekering basic healthcare Ruime Keuze policy conditions 2022
- UMC Zorgverzekering supplementary healthcare policy conditions 2022
- UMC Zorgverzekering premium appendix 2022
- UMC Zorgverzekering English translation online form (2022 version)