My UMC.
My healthcare insurance.
Do you work as a surgeon, nurse, security officer, or in another role? Then you can benefit from the UMC Health Insurance – the health insurance created by and for UMC employees. During your work, you give your best to others. Outside of work, you deserve the best care as well. With the UMC Health Insurance, you are well covered and enjoy exclusive benefits designed especially for healthcare professionals like you.
Benefits of the UMC Health Insurance
- Up to 10% group discount for you and your family on supplementary insurance plans
- Generous reimbursements for physiotherapy, mindfulness, and dental care
- Up to €400 personal health budget, for example for a lifestyle check
- Claims paid quickly via the UMC Zorg app
- Discounts on sports and health products, such as fitness equipment from Tunturi
- Mentally Fit session: personal contact with an expert for useful tips
*in Dutch
The English translation of the online form is found here.
Your group discount through your employer
Click below on the collectivity number of your UMC that suits your situation to calculate your personal premium.
General information
Dutch national healthcare scheme
Under the Health Insurance Act (Zorgverzekeringswet), all residents of the Netherlands have to take out basic national health insurance. The exact reimbursements included in this basic package are determined by the government each year. The basic national health insurance covers standard medical expenses such as general practitioners, hospitals and pharmaceutical expenses. Each health insurance company is free to set the premium for this package.
Supplementary insurance
Supplementary insurance can be taken out for expenses that are not included in the national health insurance. Reimbursements and premiums vary per health insurance company.
Statutory and voluntary excess
The national health insurance has a statutory excess. The government determined that the excess for this year is € 385. This excess applies to anyone with health insurance aged 18 and up. You can also opt, besides the statutory excess, for an additional voluntary excess of € 0, € 100, € 200, € 300, € 400 or € 500. The level of your premium is proportionate to your voluntary excess. This allows you to set your own premium amount.
More information
Do you have any questions regarding UMC Zorgverzekering or the Dutch health insurance system in general? Please feel free to contact us at 0900 - 80 18 (regular phone costs).
Documents
You can find all the documents in English on this page